Ruby - Blog

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Research-Backed Savings Tips

Ever been to a supermarket to get an item, been greeted by a wall of colorful options, and become paralyzed by choice? This over-abundance of choice and information has been termed “analysis paralysis” - what happens when the sheer level of choice prevents us from making a choice. This phenomenon exists in the financial world too. With so many deals, offers, and promotions, deciding how best to save can feel paralyzing. Today, we’re breaking it down - and breaking you out of financial para

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5 financial mistakes to avoid in your 20s

After passing teenagerhood, most people believe it is time for you to stand on your own feet and try to be more responsible for your own life. As you struggle to make money, there are a few mistakes that you must avoid to lose it. 1. Spending more money than you make It is a simple math equation, your income MUST be greater than your spending so that your bank account number rises. So, stop wasting your money on unnecessary things and be more productive. You can start by buying items from sto

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5 Essential Furniture to Have

It doesn’t matter whether you are moving to a new place, renting an apartment for the first time, or buying new items for your old family house, picking the right furniture is a bit of a challenge for most of us. But It is crucial to choose your new furniture based on your style and of course your budget! We have now some suggestions for you to ease your way in pursuit of deciding what to buy as your 5 ESSENTIAL FURNITURE! 1. Couch The most important thing that you MUST include in your new l

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The Best Stores to Shop at for Cashback

Have you been watching online for your favorite pair of runners to decrease in price before you hit that “buy now” button? We get it! The good news is, with the best cash back websites, you no longer need to wait for bi-yearly sales to save some money. We are going to dive into some of the best stores to shop at for cashback so that you can copy your favorite items for a fraction of the price. So, What are Cash Back Websites? Essentially, cash back websites work the same as any other shop

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How to Plan a Wedding on a Budget?

Planning a wedding is a huge milestone for every couple, so congratulations to you too! Now that the question has been popped and the engagement highs have simmered, it may be time to get started with planning your big day. Nowadays, weddings do not come cheap, so if you are concerned about the price that comes with celebrating love, you’re not alone. More and more couples are asking the question “how to plan a wedding on a budget?”, and with good reason seeing as the average wedding cost in the

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Gift Ideas for Millennials on a Budget

Oh, millennials, a group of people like no other, especially when it comes to gift-giving. The truth is, a lot of the time, millennials would prefer to buy their own gifts, so don’t feel offended if they “politely” ask for the gift receipt. All jokes aside, searching for millennial gifts isn’t as bad as you may think. In fact, we will help you by hand selecting some gifts that will give you inspiration, which won’t break the bank in this blog! Stay tuned… Hang on, What’s a Millennial? Perha

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Top 10 Common Financial Mistakes

Avoiding financial mistakes is a priority for many families across the globe and with good reason. Making common financial mistakes can set you back from your goals, not to mention, cause significant stress and anxiety in your life. However, being aware of common bad financial decisions and some of the worst money mistakes will set you up for staying on the right track money-wise. This blog is going to investigate the top 10 common financial mistakes that people are making, again and again, to

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Saving on Designer Clothes, Shoes & Handbags

The world of designer clothes, shoes, and handbags can seem like a different reality for people who don’t have the funds to purchase these clothes on a regular basis (which is something I can relate to for sure!) but wouldn’t it be great if there were tips and tricks to save on these luxurious items and look glamorous on a budget… Well, you are in the right place! Today we are going to deep dive into some top-secret saving tips that can help you bag those Gucci slides without breaking the bank

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4 Ways to Save for a Baby Essentials

Having a baby on the way is one of the most exciting times in a person’s life. The undiscovered path of parenthood is lying ahead, and preparing for a baby is a task that many have been waiting to do for a long time. Although prepping for the new arrival is extremely exciting, it is also a time of saving and budgeting to ensure the new bundle of joy has everything they need to grow and thrive. Saving can be a daunting task for anyone and on any occasion, but when it involves preparing for

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Coupons/Deals Industry

A Closer Look at the Ever-Expanding Coupons and Deals Industry Brands advertise their products with all sorts of methods. With the internet taking the way brands market their products by storm, it’s good to know how they do it. After all, the average person sees 6,000-10,000 ads per day, all vying to get you to buy into what they’re selling. With the competition growing ever more fierce, brands are constantly battling with each other on price. And shoppers just like you are (rightly) constantly

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5 Tips How to Shop on a Budget

Learning how to shop on a budget is easy when you know how. Savvy savers and retail self-therapists have been crunching the numbers and practising how to shop smart and save money for a long time. And with more people than ever needing to make their money go further, we’ve taken some of the key tips for shopping on a budget and compiled them so you can save more money, too. Tip 1. Use Coupons While counting the coupons might not be your first preference for saving money, coupons can often prove

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How to Know if a Shopping Website Is Legit

With almost every industry touched by fake goods, how to know if a shopping website is legit can be a difficult task. From clothes to luxury cosmetic brands to mobile phone accessories. Fakes are everywhere, and so are the online sellers selling these counterfeits to unknowing online buyers. If you’ve ever wondered how to check if an online store is legit, you’ve come to the right place. We’re going to tell you 5 easy steps to follow so you can feel safer and more confident buying online. 5 S

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Best Coupons Apps Comparison for 2022

It wasn’t too long ago that people were cutting out and collecting coupons from newspapers and magazines to save money. Now, it’s a breeze. Anyone with a smartphone has access to the best coupon apps, and they can save you a lot of money. The only problem is there are so many to choose from. What is the best coupon app? We’ve compiled a list of the best apps for discounts from your local supermarket to your favourite online shop. Here are 5 of the best coupon apps with their main pros and cons

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What to Shop in September 2021

With back-to-school fees hitting now, and saving for Christmas becoming a growing priority, September is a great time to cut back on unnecessary expenses and start budgeting in earnest. But what should you shop for this September? What’s on offer, and what’s not? Which stores had big September sales last year? And what’s worth waiting until Black Friday for? We’ll be answering all your burning questions on how to shop and save this September 2021. What to Shop For This Month There are plenty

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The Best Loyalty Programs of 2021

How many loyalty cards do you have in your wallet (or e-wallet)? We’re guessing at least a dozen. But some you swipe constantly, and it feels like you never get any rewards. Others, you use occasionally, and you stack up money off at lightning speed. Today, we’re breaking down how loyalty programs work, and which stores you need to make sure you collect points with. The Lowdown on Loyalty Loyalty programs give you rewards for shopping at a specific store. These rewards generally come in the fo

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10 Minutes With Ruby's CEO: An Interview

We sat down with Ruby’s Founder and CEO, Rahul Talari, to find out what makes Ruby the most exciting money-saving app of 2021. Why did you start Ruby? Me and my co-founder, Dongkeun, bonded over our passion for developing new tech while at the University of Illinois at Urbana Champaign. It all started off in a Silicon Valley hackathon. We won the competition, having developed a way to aggregate and maintain loyalty points for retailers. We realized we were onto something big, so we consulte

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A Guide to Finding the Best Black Friday Deals

Saving up your dollars to get the best deals during Black Friday? It’s no secret that the Black Friday period is one of – if not the – best periods to shop and save. But with awesome deals comes a whole bunch of not-so-good deals. Products marked on sale when they’re not even discounted, impulse buys, and missed deals – these are all pitfalls to look out for. Today, we’re breaking down exactly how to save during the Black Friday period (hint: early prep is the key). So you can land the best Bl

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What to Expect From the Labor Day Sales

Is it that time of year already? Labor Day is fast approaching. Everyone knows that this is a great time to shop for home and school, but with such stiff competition, it’s hard to work out which deals are worth it. We’re here to make Labor Day sales simple. Today, we’re explaining what to shop for, when to shop, and stores to keep your eye on for big discounts. What are the Labor Day Sales? Labor Day is an annual holiday that commemorates the American Labor movement and celebrates the socia

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10 Skincare Bargains Under $30 in August

We’ve rounded up 10 of the biggest skincare steals under $30 this month. There are tons more on Ruby, but we’ve gathered up some of the best skincare deals available right now. Whether you need skincare for looking your best now restrictions are easing, or you’re gearing up for a Fall season of heavy pampering, we’ve got a beauty bargain on this list you’ll love. For CBD Lovers The Body Shop: CBD Restoring Facial Oil [https://www.thebodyshop.com/en-us/face/serums-essences/cbd-restoring-facial

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Beginner's Guide to Ruby

Too much hunting and not enough bargains? Meet Ruby, your AI-assisted, money-saving shopping assistant. Search for any store and find a full list of working coupon codes. Automatically calculate combined savings from cash back and deals. This is the smartest shopping app out there. Today, we’ll run you through exactly how Ruby works, including a step-by-step guide (with screenshots) on how to shop and save on the app. The Rundown on Ruby: Benefits & Key Features * AI-driven recommendations t

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